Klarna Financing

Klarna allows shoppers to pay in fixed monthly installments or pay later. You now don't need to pay with your own personal credit card. Klarna is much safer and wont hurt your credit.

Fireplace Bros has partnered with Klarna to provide an easy payment option at checkout. Klarna is the smartest & easiest way to pay over time as it keeps on gaining much popularity. Klarna allows us to let out shoppers pay how they want. It's a much safer and convenient way to pay. 

Klarna Details

Shop anywhere online with the Klarna app.

Enjoy the flexibility to pay however you like. Pay over time with the One-time card to make easy bi-weekly payments with a service fee.

Pay in 4.

Split the cost of your purchase into 4 payments, paid every 2 weeks. Just more time to pay for the things you love.

Pay in 30 days.

Start enjoying what you’ve ordered right away. Make payments online or in the Klarna app after trying the product IRL. Only pay for what you keep.

Monthly financing.

Our transparent credit options offered in partnership with WebBank, member FDIC, give you flexible financing you need to seamlessly shop larger purchases.

 

Klarna Pay Later in 4

How it works

  • Use your own valid debit or credit card, or other accepted payment method, to pay (no prepaid cards).

  • The first payment is charged when the merchant confirms your order (this is usually the shipping date for online orders).

  • The next 3 payments are automatically made every 2 weeks after your Initial Payment (first Installment Payment due at least 15 days after Initial Payment for California residents).

  • Klarna charges no interest with Pay Later in 4 and no fees unless you fail to make a payment.

  • If you return or cancel any part of your purchase, you may get a refund from Klarna depending on how the store handles returns and cancellations. If you are due a refund from Klarna on a returned or cancelled order, we will refund the balance back to your original payment method.

  • If you have questions about the quality or shipping of your order, please contact the merchant where you made the purchase.

  • A Late Fee of up to $7 may be charged if any scheduled payment remains unpaid after 10 days (the total of late fees charged on an order will never exceed 25% of your Total Purchase Amount).

  • Depending on your payment method, your financial institution may charge you interest or fees under your agreement with them. If you have any questions about those charges contact your payment method provider.

Klarna Pay Later in 30 Days

How it works

  • We partner with merchants who want to offer a smooth shopping experience.

  • Checkout with any of these merchants who offer to “Pay later in 30 days with Klarna.”

  • Once the merchant confirms shipment of your order, we will send you a digital invoice due in 30 days.

  • Receive your order and keep what you like, and return the rest.

  • Once you are happy with your order, you can pay your final balance with a valid credit card, debit card or bank account. Best of all, we don’t charge you any fees or interest.

  • It’s that easy! No need to pay upfront and worry about slow returns holding up your funds.

Monthly financing

Our transparent credit options offered in partnership with WebBank, member FDIC, give you flexible financing you need to seamlessly shop larger purchases.

 

 Frequently Asked Questions 

Does Klarna impact my credit score?

When you use Klarna to split your purchase into 4 interest-free payments, we run a soft credit check. It won’t affect your score, it just helps us confirm that you pay your bills on time.

How do credit checks work?

There are two kinds of credit checks—hard and soft. Soft credit checks, the kind we’ll run for Pay in 4, have no impact on your score because they are not reported to the credit bureaus.

If you’re interested in one of our financing options, a hard credit check might be required. This will be reported to the credit bureaus and will show up as an inquiry on your credit report. Monthly financing through a Klarna credit account is issued by WebBank, member FDIC.

Contact Klarna | Available 24 / 7

Contact them at | 1(844) 552 - 7621

Klarna direct help | Klarna Help Center

Klarna App Download for support | Klarna Download